A checking account is a safe place to keep your cash assets until they are needed and provides an excellent legal record of your expenses.  You may make deposits to your checking account at anytime.  Checks may then be written to pay funds from your account to others.  A monthly statement of your deposits, withdrawals, and cash balance is delivered to you.  ATM/Debit cards, free internet banking and bill pay are available options for all accounts. A minimum opening deposit of $100.00 applies to all accounts.