Regular (Personal) Checking

Minimum Monthly BalanceService Charge Fee
$750.00 or moreNo Charge
$500.00 to $750.00$7.50 plus $.1250 per debit
$0.00 to $500.00$9.50 plus $.1250 per debit

Gold Club Account

Those who have Gold Club accounts receive a wide variety of services for a flat monthly fee of $9.50 or $11.50 ($4.75 or $5.75 for Senior Citizens age 55 and over) for one of these fees Gold Club customers enjoy:

Unlimited CheckingKey ring protection
No charge for personalized club checksCredit Card protection
$10,000.00 or $20,000.00 Accidental Death InsuranceNo charge for cashiers checks
Discounts on travel & recreationNotary service at no charge
No charge for photocopy service, personal use only
Minimum Monthly BalanceService Charge Fee
$5,000.00 or moreNo Monthly Service Charge Fee

Now Account **

Minimum Monthly BalanceService Charge Fee
$1,500.00 or more earns interest of .15% (.15% APY)No Charge
$0.00 to $1,5000.00 earns interest of .15% (.15% APY)$7.00 plus $.10 per debit

Super Now Account (Unlimited Checking)**

Minimum Monthly BalanceService Charge Fee
$2,500.00 or more earns interest of .15% (.15% APY)No Fee
Below $2,500.00 earns interest of .15% (.15% APY)$13.50 plus $.10 per debit

**Federal regulations limit the Now Account and Super Now Account to individual customers, non-profit customers, non-profit organizations and sole proprietorships.  Regulations prohibit corporations and partnerships from opening this type of account. 

Funds availability brochures are available upon request.

For further information on any of our products, please call Customer Service at 806-997-4351.