Regular (Personal) Checking
| Minimum Monthly Balance | Service Charge Fee |
| $750.00 or more | No Charge |
| $500.00 to $750.00 | $7.50 plus $.1250 per debit |
| $0.00 to $500.00 | $9.50 plus $.1250 per debit |
Gold Club Account
Those who have Gold Club accounts receive a wide variety of services for a flat monthly fee of $9.50 or $11.50 ($4.75 or $5.75 for Senior Citizens age 55 and over) for one of these fees Gold Club customers enjoy:
| Unlimited Checking | Key ring protection |
| No charge for personalized club checks | Credit Card protection |
| $10,000.00 or $20,000.00 Accidental Death Insurance | No charge for cashiers checks |
| Discounts on travel & recreation | Notary service at no charge |
| No charge for photocopy service, personal use only | |
| Minimum Monthly Balance | Service Charge Fee |
| $5,000.00 or more | No Monthly Service Charge Fee |
Now Account **
| Minimum Monthly Balance | Service Charge Fee |
| $1,500.00 or more earns interest of .05% (.05% APY) | No Charge |
| $0.00 to $1,5000.00 earns interest of .07% (.07% APY) | $7.00 plus $.10 per debit |
Super Now Account (Unlimited Checking)**
| Minimum Monthly Balance | Service Charge Fee |
| $2,500.00 or more earns interest of .15% (.15% APY) | No Fee |
| Below $2,500.00 earns interest of .15% (.15% APY) | $13.50 plus $.10 per debit |
**Federal regulations limit the Now Account and Super Now Account to individual customers, non-profit customers, non-profit organizations and sole proprietorships. Regulations prohibit corporations and partnerships from opening this type of account.
Funds availability brochures are available upon request.
For further information on any of our products, please call Customer Service at 806-997-4351.